While information is the cornerstone of our ability to
provide superior service, our most important asset is our customers'
trust. Keeping customer information secure, and using it only as our
customers would want us to, is a top priority for all of us at Asset
Financial as a member of the Asset Financial family of companies. Here
then, is our promise to our individual customers:
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We will safeguard, according to strict standards of
security and confidentiality, any information our customers share with
us.
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We will limit the collection and use of customer
information to the minimum we require to deliver superior service to
our customers, which includes advising our customers about our
products, services and other opportunities, and to administer our
business.
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We will permit only authorized employees, who are
trained in the proper handling of customer information, to have access
to that information. Employees who violate our Privacy Promise will be
subject to our normal disciplinary process.
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We will not reveal customer information to any
external organization unless we have previously informed the customer
in disclosures or agreements, been authorized by the customer, or are
required by law.
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We will always maintain control over the
confidentiality of our customer information. We may, however,
facilitate relevant offers from reputable companies. These companies
are not permitted to retain any customer information unless the
customer has specifically expressed interest in their products or
services.
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We will tell customers in plain language initially,
how they may remove their names from marketing lists. At any time,
customers can contact us to remove their names from such lists.
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Whenever we hire other organizations to provide
support services, we will require them to conform to our policy
standards and to allow us to audit them for compliance.
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For purposes of credit reporting, verification and
risk management, we will exchange information about our customers with
reputable reference sources and clearinghouse services.
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We will not use or share - internally or externally
- personally identifiable medical information for any purpose other
than the underwriting or administration of a customer's policy, claim
or account, or as disclosed to the customer when the information is
collected, or to which the customer consents.
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We will attempt to keep customer files complete, up
to date, and accurate. We will tell our customers how and where to
conveniently access their account information (except when we're
prohibited by law), and how to notify us about errors which we will
promptly correct.
We will continuously assess
ourselves to ensure that customer privacy is respected. We will conduct
our business in a manner that fulfills our promise in the many nations
in which we do business.
Internet Privacy Policy
We want you to understand what personally identifiable information
("Information") that is collected through a web site operated by Asset
Builders, LLC ("we" or "us") and how it may later be disclosed.
You can visit a web site and find out about Asset Financial products and
services and use value-added services that may be available without
giving us any Information about yourself. If you must register at a web
site to use one of its features or are interested being contacted by
Asset Financial about its products and/or services, you may input
Information about yourself at the web site. Where available, you may
update your contact Information online. Otherwise, you will need to
contact Asset Financial at the telephone number provide in order to do
so. Any Information you provide to us will be handled in accordance with
the Asset Financial Privacy Promise for Consumers.
Non-customers who receive promotional e-mail messages about Asset
Financial products and services may elect to not receive ('opt out' of)
further messages. If you opt out from receiving these e-mail messages,
we will retain your e-mail address solely for the purposes of honoring
your request.
In order to provide better service, we may use cookies, which may be set
by us or by another company for us. A cookie is a small piece of
information that a web site stores on your web browser that can later be
retrieved and read only by the same site. We use cookies for a
administrative purposes and to enhance your online experience. For
example, we may use cookies to track the number of visitors to our site
or to enable us present rotating information to you at our site. You can
set up your web browser to inform you when cookies are set or to prevent
cookies from being set.
Asset Builders collects Information about customers through the
applications it receives and from other sources. If you are a customer,
additional details about the Information we collect and how it may be
disclosed is contained in Our Privacy Notice, which is provided
to you at account opening.
If you wish to review Information provided on online applications, you
can contact us to request a copy of the personal account information you
provided through our customer service numbers. There may be a charge for
certain Information that is requested. It may also be possible for
Customers to review and change contact information such as address,
phone and e-mail information by signing on and updating their personal
profile. To protect your privacy, proof of identity or other
authentication is required any time you contact us.
The Information we collect about you comes from the following sources:
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Information we receive from you on applications or
other forms, such as your name, address, and telephone number,
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Information about your transactions with us, our
affiliates, or non-affiliated third parties, such as your account
balances, payment history, and account activity,
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Information we receive from a consumer reporting
agency such as your credit bureau reports and other information
relating to your creditworthiness, and
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Information we receive about you from other
sources, such as your employer and other third parties.
Asset Financial may share
Information with several types of entities, including other affiliates
among the family of companies controlled by Asset Financial Inc, as well
as non-affiliated third parties, as described below.
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Our affiliates are the family of companies
controlled by Asset Builders, LLC. Affiliates to whom we may disclose
personal information about you are in several different businesses,
including real estate investments and credit restoration. Our
affiliates include those doing business under the name Asset
Financial.
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Non-affiliated third parties are those not part of
the family of companies controlled by Asset Builders, LLC. We may
disclose personal information about you to the following types of
non-affiliated third parties: (1) Non-financial companies, such as
companies engaged in direct marketing and the selling of consumer
products and services.
From time to time, we may
change this Internet Privacy Policy. The effective date of this policy,
as stated below, indicates the last time this policy was revised or
materially changed. Checking the effective date below allows you to
determine whether there have been changes since the last time you
reviewed the policy.
Effective Date: This policy was last modified on August 25, 200